Development
| Weiss Ratings |
AOD Federal Credit Union
Oxford, AL |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 6.80 | |||
| Company Info |
AOD Federal Credit Union
Oxford, AL |
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| NCUA Charter Number | 21 | |||
| Phone Number | (256) 237-9494 | |||
| Website | www.aodfcu.com | |||
| Asset Quality |
AOD Federal Credit Union
Oxford, AL |
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| 1-Year Asset Growth | 4.98% | |||
| 5-Year Asset Growth | 7.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.69% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
AOD Federal Credit Union
Oxford, AL |
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| Total Assets | 438.68M | |||
| Total Deposits | 393.74M | |||
| Capital and Reserves |
AOD Federal Credit Union
Oxford, AL |
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| Capital | 46.91M | |||
| Leverage Ratio | 13.83 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
AOD Federal Credit Union
Oxford, AL |
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| Hot Money Ratio | 9.75% | |||
| Liquidity Ratio | 25.47% | |||
| Profitability |
AOD Federal Credit Union
Oxford, AL |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 6.72M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 64.51% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 16.05% | |||