The Health & Education Federal Credit Union

Weiss Ratings	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.80
Profitability Index	7.90
Stability Index	8.20

Company Info	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2175
Phone Number	(859) 231-8262
Website	www.thefcu.com

Asset Quality	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.88%
5-Year Asset Growth	5.32%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.06%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	0.61%
Non-Performing Loans to Loans	0.20%

Balance Sheet	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	111.55M
Total Deposits	98.56M

Capital and Reserves	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Capital	14.52M
Leverage Ratio	14.44
Loan Loss Reserves to Loans	0.27%

Liquidity	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.61%
Liquidity Ratio	31.13%

Profitability	The Health & Education Federal Credit Union Lexington, KY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.68%
Net Income	2.26M
Net Interest Spread	3.56%
Operating Profit to Average Assets	1.98%
Overhead Efficiency Ratio	49.09%
Return on Assets	1.95%
Return on Equity	16.62%