Apco Employees Credit Union

Weiss Ratings	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	4.20
Liquidity Index	5.00
Profitability Index	1.70
Stability Index	5.60

Company Info	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	22
Phone Number	(205) 226-6800
Website	www.apcocu.org

Asset Quality	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.37%
5-Year Asset Growth	4.11%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.10%
Non-Performing Assets to Assets	0.05%
Non-Performing Loans to Capital	0.79%
Non-Performing Loans to Loans	0.18%

Balance Sheet	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.50B
Total Deposits	3.26B

Capital and Reserves	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Capital	213.38M
Leverage Ratio	13.83
Loan Loss Reserves to Loans	0.32%

Liquidity	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	22.22%
Liquidity Ratio	28.45%

Profitability	Apco Employees Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.75%
Net Income	17.35M
Net Interest Spread	1.24%
Operating Profit to Average Assets	0.49%
Overhead Efficiency Ratio	62.79%
Return on Assets	0.50%
Return on Equity	10.32%