Heart O TX Federal Credit Union

Weiss Ratings	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.50
Capitalization Index	4.30
Liquidity Index	1.90
Profitability Index	1.00
Stability Index	2.80

Company Info	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2207
Phone Number	(254) 751-1622
Website	www.hotfcu.org

Asset Quality	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.66%
5-Year Asset Growth	6.45%
5-Year Charge-Offs to Average Loans	0.34%
Charge-Offs to Average Loans	0.32%
Non-Performing Assets to Assets	0.52%
Non-Performing Loans to Capital	7.45%
Non-Performing Loans to Loans	0.34%

Balance Sheet	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	65.21M
Total Deposits	60.72M

Capital and Reserves	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Capital	4.31M
Leverage Ratio	6.68
Loan Loss Reserves to Loans	0.39%

Liquidity	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.14%
Liquidity Ratio	4.32%

Profitability	Heart O TX Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.23%
Net Income	-320.00K
Net Interest Spread	3.23%
Operating Profit to Average Assets	-0.21%
Overhead Efficiency Ratio	105.18%
Return on Assets	-0.49%
Return on Equity	-7.03%