| Weiss Ratings |
Mypoint CU SD
San Diego, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 6.20 | |||
| Company Info |
Mypoint CU SD
San Diego, CA |
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| NCUA Charter Number | 222 | |||
| Phone Number | (858) 495-3400 | |||
| Website | www.mypointcu.com | |||
| Asset Quality |
Mypoint CU SD
San Diego, CA |
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| 1-Year Asset Growth | -4.25% | |||
| 5-Year Asset Growth | 5.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.44% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
Mypoint CU SD
San Diego, CA |
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| Total Assets | 657.68M | |||
| Total Deposits | 576.80M | |||
| Capital and Reserves |
Mypoint CU SD
San Diego, CA |
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| Capital | 55.70M | |||
| Leverage Ratio | 8.57 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Liquidity |
Mypoint CU SD
San Diego, CA |
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| Hot Money Ratio | 16.79% | |||
| Liquidity Ratio | 10.21% | |||
| Profitability |
Mypoint CU SD
San Diego, CA |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 1.80M | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | 0.31% | |||
| Overhead Efficiency Ratio | 91.24% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 3.26% | |||
