Utica District Telephone Emp Federal Credit Union

Weiss Ratings	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.40
Capitalization Index	10.00
Liquidity Index	2.00
Profitability Index	5.60
Stability Index	7.40

Company Info	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2223
Phone Number	(315) 724-5133
Website	www.utelfcu.net

Asset Quality	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.18%
5-Year Asset Growth	0.86%
5-Year Charge-Offs to Average Loans	0.23%
Charge-Offs to Average Loans	0.09%
Non-Performing Assets to Assets	0.94%
Non-Performing Loans to Capital	2.95%
Non-Performing Loans to Loans	1.94%

Balance Sheet	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	38.00M
Total Deposits	26.35M

Capital and Reserves	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
Capital	12.08M
Leverage Ratio	32.55
Loan Loss Reserves to Loans	0.52%

Liquidity	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.58%
Liquidity Ratio	16.80%

Profitability	Utica District Telephone Emp Federal Credit Union Utica, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.85%
Net Income	349.00K
Net Interest Spread	2.98%
Operating Profit to Average Assets	0.86%
Overhead Efficiency Ratio	71.70%
Return on Assets	0.87%
Return on Equity	2.92%