LBS Financial Credit Union

Weiss Ratings	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.40
Capitalization Index	10.00
Liquidity Index	3.30
Profitability Index	4.70
Stability Index	9.30

Company Info	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	223
Phone Number	(714) 893-5111
Website	www.lbsfcu.org

Asset Quality	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.13%
5-Year Asset Growth	6.56%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.36%
Non-Performing Assets to Assets	0.41%
Non-Performing Loans to Capital	2.97%
Non-Performing Loans to Loans	0.66%

Balance Sheet	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.97B
Total Deposits	1.70B

Capital and Reserves	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
Capital	261.94M
Leverage Ratio	13.42
Loan Loss Reserves to Loans	0.90%

Liquidity	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	16.84%
Liquidity Ratio	16.97%

Profitability	LBS Financial Credit Union Westminster, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.73%
Net Income	14.41M
Net Interest Spread	2.86%
Operating Profit to Average Assets	1.02%
Overhead Efficiency Ratio	65.84%
Return on Assets	0.72%
Return on Equity	5.63%