Union Square Credit Union

Weiss Ratings	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.30
Capitalization Index	5.30
Liquidity Index	1.50
Profitability Index	0.20
Stability Index	5.20

Company Info	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2300
Phone Number	(940) 720-8000
Website	www.unionsquare.org

Asset Quality	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-9.33%
5-Year Asset Growth	12.01%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.47%
Non-Performing Assets to Assets	0.95%
Non-Performing Loans to Capital	11.50%
Non-Performing Loans to Loans	0.81%

Balance Sheet	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	620.88M
Total Deposits	566.74M

Capital and Reserves	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Capital	47.33M
Leverage Ratio	8.58
Loan Loss Reserves to Loans	0.70%

Liquidity	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.96%
Liquidity Ratio	1.58%

Profitability	Union Square Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	-1.35M
Net Interest Spread	3.19%
Operating Profit to Average Assets	0.30%
Overhead Efficiency Ratio	94.34%
Return on Assets	-0.21%
Return on Equity	-2.73%