Development
| Weiss Ratings |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 5.80 | |||
| Company Info |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 243 | |||
| Phone Number | (978) 975-4095 | |||
| Website | www.mvcu.com | |||
| Asset Quality |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 67.13% | |||
| 5-Year Asset Growth | 29.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.69% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.26B | |||
| Total Deposits | 2.00B | |||
| Capital and Reserves |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 194.39M | |||
| Leverage Ratio | 10.00 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.00% | |||
| Liquidity Ratio | 10.54% | |||
| Profitability |
Merrimack Valley Credit Union
Lawrence, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 8.50M | |||
| Net Interest Spread | 3.18% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 85.60% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 5.98% | |||