Development
Guardian Credit Union
| Weiss Ratings |
Guardian Credit Union
Montgomery, AL |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 6.20 | |||
| Company Info |
Guardian Credit Union
Montgomery, AL |
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| NCUA Charter Number | 2432 | |||
| Phone Number | (334) 244-9999 | |||
| Website | www.myguardiancu.com | |||
| Asset Quality |
Guardian Credit Union
Montgomery, AL |
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| 1-Year Asset Growth | 17.67% | |||
| 5-Year Asset Growth | 15.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.85% | |||
| Charge-Offs to Average Loans | 0.93% | |||
| Non-Performing Assets to Assets | 1.53% | |||
| Non-Performing Loans to Capital | 16.74% | |||
| Non-Performing Loans to Loans | 1.75% | |||
| Balance Sheet |
Guardian Credit Union
Montgomery, AL |
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| Total Assets | 1.02B | |||
| Total Deposits | 850.47M | |||
| Capital and Reserves |
Guardian Credit Union
Montgomery, AL |
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| Capital | 82.36M | |||
| Leverage Ratio | 8.93 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Liquidity |
Guardian Credit Union
Montgomery, AL |
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| Hot Money Ratio | 24.62% | |||
| Liquidity Ratio | 10.24% | |||
| Profitability |
Guardian Credit Union
Montgomery, AL |
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| 5-Year Return on Average Assets | 1.19% | |||
| Net Income | 10.20M | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 2.02% | |||
| Overhead Efficiency Ratio | 70.07% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 13.35% | |||