Development
B
Mountain Heritage Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mountain Heritage Federal Credit Union
Parkersburg, WV
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Rating C
Asset Quality Index 3.50
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 5.20
Stability Index 6.00
Company Info Mountain Heritage Federal Credit Union
Parkersburg, WV
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NCUA Charter Number 2440
Phone Number (304) 424-7256
Website www.mhfcu.net
Asset Quality Mountain Heritage Federal Credit Union
Parkersburg, WV
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1-Year Asset Growth -3.34%
5-Year Asset Growth 6.49%
5-Year Charge-Offs to Average Loans 1.41%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 2.46%
Non-Performing Loans to Capital 17.95%
Non-Performing Loans to Loans 3.11%
Balance Sheet Mountain Heritage Federal Credit Union
Parkersburg, WV
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Total Assets 47.99M
Total Deposits 41.70M
Capital and Reserves Mountain Heritage Federal Credit Union
Parkersburg, WV
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Capital 6.04M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 1.46%
Liquidity Mountain Heritage Federal Credit Union
Parkersburg, WV
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Hot Money Ratio 6.39%
Liquidity Ratio 14.96%
Profitability Mountain Heritage Federal Credit Union
Parkersburg, WV
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5-Year Return on Average Assets 0.82%
Net Income 324.00K
Net Interest Spread 4.49%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 76.76%
Return on Assets 0.66%
Return on Equity 5.55%