Weiss Ratings
Mountain America Federal Credit Union
Sandy, UT
Sandy, UT
Low
Mountain America Federal Credit Union
Industry Average
High
Asset Quality Index
6.60
0.00
10.00
Capitalization Index
6.70
0.00
10.00
Liquidity Index
2.40
0.20
9.60
Profitability Index
8.90
0.00
10.00
Stability Index
5.70
0.00
10.00
Asset Quality
Mountain America Federal Credit Union
Sandy, UT
Sandy, UT
Low
Mountain America Federal Credit Union
Industry Average
High
1-Year Asset Growth
16.17%
< 0.00%
> 20.00%
5-Year Asset Growth
17.51%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.47%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.67%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.98%
0.00%
> 10.00%
Non-Performing Loans to Capital
9.80%
0.00%
> 20.00%
Non-Performing Loans to Loans
1.14%
0.00%
> 10.00%
Balance Sheet
Mountain America Federal Credit Union
Sandy, UT
Sandy, UT
Low
Mountain America Federal Credit Union
Industry Average
High
Total Assets
18.40B
< 243.22M
> 18.40B
Total Deposits
16.05B
< 202.88M
> 16.05B
Capital and Reserves
Mountain America Federal Credit Union
Sandy, UT
Sandy, UT
Low
Mountain America Federal Credit Union
Industry Average
High
Capital
1.68B
< 22.19M
> 1.68B
Leverage Ratio
9.33
0.06
> 30.00
Loan Loss Reserves to Loans
1.11%
0.00%
> 10.00%
Risk-Based Capital Ratio
9.16
< 0.00
> 30.00
Liquidity
Mountain America Federal Credit Union
Sandy, UT
Sandy, UT
Low
Mountain America Federal Credit Union
Industry Average
High
Hot Money Ratio
19.92%
0.00%
> 20.00%
Liquidity Ratio
13.82%
< 10.00%
> 60.00%
Profitability
Mountain America Federal Credit Union
Sandy, UT
Sandy, UT
Low
Mountain America Federal Credit Union
Industry Average
High
5-Year Return on Average Assets
1.53%
< 0.00%
> 10.00%
Net Income
197.02M
< 1.64M
> 197.02M
Net Interest Spread
4.15%
< 0.00%
> 10.00%
Operating Profit to Average Assets
2.03%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
62.53%
< 40.00%
> 170.00%
Return on Assets
1.14%
< 0.00%
> 10.00%
Return on Equity
12.40%
< 0.00%
> 20.00%
