Development
NASA Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 0.9 has resulted in Excellent (8.6) profitability. A current level of 5.1 percent of nonperforming loans to core capital combined with 3.2 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a net capital to total assets of 9.6 and a net worth ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (41%), consumer loans (31%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
500 Prince Georges Boulevard
Upper Marlboro, MD 20774
Upper Marlboro, MD 20774
Phone Number
(301) 249-1800
NCUA Charter Number
Website
Largest Competitors
Linthicum, MD
Laurel, MD
Suitland, MD
Edgewood, MD
Upper Marlboro, MD