Vision Financial Federal Credit Union

Weiss Ratings	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	6.50
Profitability Index	9.70
Stability Index	7.10

Company Info	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2605
Phone Number	(919) 477-0696
Website	www.vffcu.org

Asset Quality	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.83%
5-Year Asset Growth	3.08%
5-Year Charge-Offs to Average Loans	0.96%
Charge-Offs to Average Loans	0.52%
Non-Performing Assets to Assets	0.04%
Non-Performing Loans to Capital	0.27%
Non-Performing Loans to Loans	0.11%

Balance Sheet	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	57.55M
Total Deposits	48.57M

Capital and Reserves	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
Capital	8.27M
Leverage Ratio	14.45
Loan Loss Reserves to Loans	0.50%

Liquidity	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.47%
Liquidity Ratio	32.44%

Profitability	Vision Financial Federal Credit Union Durham, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.11%
Net Income	840.00K
Net Interest Spread	4.23%
Operating Profit to Average Assets	1.56%
Overhead Efficiency Ratio	68.57%
Return on Assets	1.41%
Return on Equity	10.67%