Houston Federal Credit Union

Weiss Ratings	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.60
Capitalization Index	5.70
Liquidity Index	3.00
Profitability Index	7.30
Stability Index	6.10

Company Info	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2717
Phone Number	(281) 243-0500
Website	www.houstonfcu.org

Asset Quality	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.07%
5-Year Asset Growth	6.99%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.29%
Non-Performing Assets to Assets	0.35%
Non-Performing Loans to Capital	4.11%
Non-Performing Loans to Loans	0.38%

Balance Sheet	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	905.30M
Total Deposits	821.12M

Capital and Reserves	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
Capital	73.57M
Leverage Ratio	9.61
Loan Loss Reserves to Loans	0.65%

Liquidity	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	19.84%
Liquidity Ratio	15.85%

Profitability	Houston Federal Credit Union Sugar Land, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.67%
Net Income	9.56M
Net Interest Spread	3.33%
Operating Profit to Average Assets	1.26%
Overhead Efficiency Ratio	71.35%
Return on Assets	1.06%
Return on Equity	13.86%