Development
Forrest County Teachers Federal Credit Union
Major Rating Factors:
A current level of 46.2 percent of nonperforming loans to core capital combined with 17.7 percent from a year earlier contributes to the Very Weak asset quality (0.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.8 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.3, driven by a liquidity ratio of 18.8 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (78%), other (22%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
610 Dumas Avenue
Hattiesburg, MS 39401
Hattiesburg, MS 39401
Phone Number
(601) 282-8751
NCUA Charter Number
Largest Competitors
Biloxi, MS
Hattiesburg, MS
Hattiesburg, MS
Hattiesburg, MS
Hattiesburg, MS