Spectra Federal Credit Union

Weiss Ratings	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.50
Capitalization Index	3.90
Liquidity Index	2.40
Profitability Index	1.50
Stability Index	4.20

Company Info	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	278
Phone Number	(301) 839-8400
Website	www.spectracu.com

Asset Quality	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.75%
5-Year Asset Growth	4.10%
5-Year Charge-Offs to Average Loans	0.33%
Charge-Offs to Average Loans	0.55%
Non-Performing Assets to Assets	1.01%
Non-Performing Loans to Capital	13.75%
Non-Performing Loans to Loans	1.34%

Balance Sheet	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	557.14M
Total Deposits	482.88M

Capital and Reserves	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
Capital	34.76M
Leverage Ratio	9.42
Loan Loss Reserves to Loans	1.47%

Liquidity	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.35%
Liquidity Ratio	5.71%

Profitability	Spectra Federal Credit Union Alexandria, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.41%
Net Income	-3.78M
Net Interest Spread	3.30%
Operating Profit to Average Assets	0.28%
Overhead Efficiency Ratio	104.53%
Return on Assets	-0.64%
Return on Equity	-10.46%