ORNL Federal Credit Union

Weiss Ratings	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.20
Capitalization Index	9.20
Liquidity Index	1.80
Profitability Index	9.20
Stability Index	5.00

Company Info	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	290
Phone Number	(865) 688-9555
Website	www.ornlfcu.com

Asset Quality	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	16.47%
5-Year Asset Growth	11.09%
5-Year Charge-Offs to Average Loans	0.19%
Charge-Offs to Average Loans	0.24%
Non-Performing Assets to Assets	0.34%
Non-Performing Loans to Capital	2.97%
Non-Performing Loans to Loans	0.39%

Balance Sheet	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.65B
Total Deposits	3.05B

Capital and Reserves	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Capital	398.15M
Leverage Ratio	11.29
Loan Loss Reserves to Loans	0.92%

Liquidity	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	18.56%
Liquidity Ratio	9.26%

Profitability	ORNL Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.10%
Net Income	57.86M
Net Interest Spread	3.09%
Operating Profit to Average Assets	1.59%
Overhead Efficiency Ratio	57.77%
Return on Assets	1.69%
Return on Equity	15.96%