Development
The Southern Credit Union
| Weiss Ratings |
The Southern Credit Union
Fayetteville, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 4.70 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 4.80 | |||
| Company Info |
The Southern Credit Union
Fayetteville, GA |
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| NCUA Charter Number | 2934 | |||
| Phone Number | (770) 719-1111 | |||
| Website | www.southernonline.org | |||
| Asset Quality |
The Southern Credit Union
Fayetteville, GA |
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| 1-Year Asset Growth | -2.90% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.79% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
The Southern Credit Union
Fayetteville, GA |
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| Total Assets | 527.45M | |||
| Total Deposits | 481.76M | |||
| Capital and Reserves |
The Southern Credit Union
Fayetteville, GA |
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| Capital | 37.39M | |||
| Leverage Ratio | 10.91 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
The Southern Credit Union
Fayetteville, GA |
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| Hot Money Ratio | 5.94% | |||
| Liquidity Ratio | 9.63% | |||
| Profitability |
The Southern Credit Union
Fayetteville, GA |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 5.50M | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 72.73% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 17.10% | |||