Sea Comm Federal Credit Union

Weiss Ratings	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.10
Capitalization Index	7.00
Liquidity Index	3.30
Profitability Index	6.60
Stability Index	6.30

Company Info	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2971
Phone Number	(315) 764-0566
Website	www.seacomm.org

Asset Quality	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.13%
5-Year Asset Growth	7.92%
5-Year Charge-Offs to Average Loans	0.36%
Charge-Offs to Average Loans	0.26%
Non-Performing Assets to Assets	0.47%
Non-Performing Loans to Capital	4.91%
Non-Performing Loans to Loans	0.84%

Balance Sheet	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	799.36M
Total Deposits	661.18M

Capital and Reserves	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Capital	75.39M
Leverage Ratio	14.53
Loan Loss Reserves to Loans	0.44%

Liquidity	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.25%
Liquidity Ratio	15.08%

Profitability	Sea Comm Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.01%
Net Income	7.61M
Net Interest Spread	3.26%
Operating Profit to Average Assets	1.07%
Overhead Efficiency Ratio	74.26%
Return on Assets	0.95%
Return on Equity	11.63%