UNIFY Financial Federal Credit Union

Weiss Ratings	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	4.90
Capitalization Index	3.70
Liquidity Index	1.40
Profitability Index	4.30
Stability Index	3.60

Company Info	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2973
Phone Number	(877) 254-9328
Website	www.unifyfcu.com

Asset Quality	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.04%
5-Year Asset Growth	4.73%
5-Year Charge-Offs to Average Loans	0.70%
Charge-Offs to Average Loans	1.39%
Non-Performing Assets to Assets	1.71%
Non-Performing Loans to Capital	18.08%
Non-Performing Loans to Loans	1.81%

Balance Sheet	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.81B
Total Deposits	3.23B

Capital and Reserves	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
Capital	220.48M
Leverage Ratio	7.12
Loan Loss Reserves to Loans	4.25%

Liquidity	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	19.96%
Liquidity Ratio	7.54%

Profitability	UNIFY Financial Federal Credit Union Allen, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.42%
Net Income	-20.65M
Net Interest Spread	3.37%
Operating Profit to Average Assets	1.10%
Overhead Efficiency Ratio	73.13%
Return on Assets	-0.52%
Return on Equity	-8.70%