Alatrust Credit Union
| Weiss Ratings |
Alatrust Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.40 | |||
| Company Info |
Alatrust Credit Union
Birmingham, AL |
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| NCUA Charter Number | 3 | |||
| Phone Number | (205) 581-8800 | |||
| Website | www.alatrustcu.com | |||
| Asset Quality |
Alatrust Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 6.38% | |||
| 5-Year Asset Growth | 7.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.98% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Alatrust Credit Union
Birmingham, AL |
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| Total Assets | 199.34M | |||
| Total Deposits | 171.70M | |||
| Capital and Reserves |
Alatrust Credit Union
Birmingham, AL |
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| Capital | 16.23M | |||
| Leverage Ratio | 13.35 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Alatrust Credit Union
Birmingham, AL |
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| Hot Money Ratio | 8.45% | |||
| Liquidity Ratio | 11.08% | |||
| Profitability |
Alatrust Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 1.91M | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 71.61% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 12.72% | |||
