Heritage Grove Federal Credit Union

Weiss Ratings	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.50
Capitalization Index	9.80
Liquidity Index	3.40
Profitability Index	7.50
Stability Index	7.00

Company Info	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3020
Phone Number	(503) 588-0211
Website	www.ourgrovecu.com

Asset Quality	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.40%
5-Year Asset Growth	5.63%
5-Year Charge-Offs to Average Loans	0.23%
Charge-Offs to Average Loans	0.38%
Non-Performing Assets to Assets	0.84%
Non-Performing Loans to Capital	6.97%
Non-Performing Loans to Loans	1.07%

Balance Sheet	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
Total Assets	148.21M
Total Deposits	136.66M

Capital and Reserves	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
Capital	16.96M
Leverage Ratio	11.48
Loan Loss Reserves to Loans	0.85%

Liquidity	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.18%
Liquidity Ratio	25.19%

Profitability	Heritage Grove Federal Credit Union Salem, OR	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.90%
Net Income	1.37M
Net Interest Spread	4.30%
Operating Profit to Average Assets	1.33%
Overhead Efficiency Ratio	70.27%
Return on Assets	0.88%
Return on Equity	8.36%