Development
XCEL Federal Credit Union
| Weiss Ratings |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.80 | |||
| Company Info |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3035 | |||
| Phone Number | (973) 275-9235 | |||
| Website | www.xcelfcu.org | |||
| Asset Quality |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.24% | |||
| 5-Year Asset Growth | 1.50% | |||
| 5-Year Charge-Offs to Average Loans | 1.13% | |||
| Charge-Offs to Average Loans | 0.57% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 9.08% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 183.33M | |||
| Total Deposits | 168.52M | |||
| Capital and Reserves |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.86M | |||
| Leverage Ratio | 11.41 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.18% | |||
| Liquidity Ratio | 14.21% | |||
| Profitability |
XCEL Federal Credit Union
Bloomfield, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 672.00K | |||
| Net Interest Spread | 4.86% | |||
| Operating Profit to Average Assets | 0.53% | |||
| Overhead Efficiency Ratio | 89.46% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 5.12% | |||