Weiss Ratings
OnPoint Community Credit Union
Portland, OR
Portland, OR
Low
OnPoint Community Credit Union
Industry Average
High
Asset Quality Index
9.60
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
4.30
0.20
9.60
Profitability Index
9.90
0.00
10.00
Stability Index
8.00
0.00
10.00
Asset Quality
OnPoint Community Credit Union
Portland, OR
Portland, OR
Low
OnPoint Community Credit Union
Industry Average
High
1-Year Asset Growth
-2.09%
< -10.00%
> 10.00%
5-Year Asset Growth
10.13%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.10%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.14%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.35%
0.00%
> 10.00%
Non-Performing Loans to Capital
2.70%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.56%
0.00%
> 10.00%
Balance Sheet
OnPoint Community Credit Union
Portland, OR
Portland, OR
Low
OnPoint Community Credit Union
Industry Average
High
Total Assets
8.74B
< 243.22M
> 8.74B
Total Deposits
7.42B
< 202.88M
> 7.42B
Capital and Reserves
OnPoint Community Credit Union
Portland, OR
Portland, OR
Low
OnPoint Community Credit Union
Industry Average
High
Capital
1.09B
< 22.19M
> 1.09B
Leverage Ratio
12.93
0.06
> 30.00
Loan Loss Reserves to Loans
0.70%
0.00%
> 10.00%
Risk-Based Capital Ratio
12.45
< 0.00
> 30.00
Liquidity
OnPoint Community Credit Union
Portland, OR
Portland, OR
Low
OnPoint Community Credit Union
Industry Average
High
Hot Money Ratio
1.22%
0.00%
> 20.00%
Liquidity Ratio
24.50%
< 10.00%
> 60.00%
Profitability
OnPoint Community Credit Union
Portland, OR
Portland, OR
Low
OnPoint Community Credit Union
Industry Average
High
5-Year Return on Average Assets
1.33%
< 0.00%
> 10.00%
Net Income
115.39M
< 1.64M
> 115.39M
Net Interest Spread
4.49%
< 0.00%
> 10.00%
Operating Profit to Average Assets
1.80%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
65.01%
< 40.00%
> 170.00%
Return on Assets
1.31%
< 0.00%
> 10.00%
Return on Equity
11.48%
< 0.00%
> 20.00%
