West Virginia Federal Credit Union

Weiss Ratings	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	3.90
Profitability Index	7.10
Stability Index	7.00

Company Info	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3146
Phone Number	(304) 744-7604
Website	www.wvfcu.org

Asset Quality	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.07%
5-Year Asset Growth	0.29%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.14%
Non-Performing Assets to Assets	0.23%
Non-Performing Loans to Capital	1.32%
Non-Performing Loans to Loans	0.38%

Balance Sheet	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	125.72M
Total Deposits	103.66M

Capital and Reserves	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	20.93M
Leverage Ratio	17.39
Loan Loss Reserves to Loans	1.14%

Liquidity	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.88%
Liquidity Ratio	19.04%

Profitability	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	1.88M
Net Interest Spread	3.67%
Operating Profit to Average Assets	1.23%
Overhead Efficiency Ratio	70.06%
Return on Assets	1.45%
Return on Equity	9.67%