Changing Seasons Federal Credit Union

Weiss Ratings	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	2.50
Capitalization Index	4.60
Liquidity Index	2.30
Profitability Index	2.90
Stability Index	0.30

Company Info	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3205
Phone Number	(207) 945-6264
Website	www.changingseasonsfcu.com

Asset Quality	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.90%
5-Year Asset Growth	3.56%
5-Year Charge-Offs to Average Loans	0.33%
Charge-Offs to Average Loans	0.87%
Non-Performing Assets to Assets	2.18%
Non-Performing Loans to Capital	29.37%
Non-Performing Loans to Loans	2.38%

Balance Sheet	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
Total Assets	28.19M
Total Deposits	26.12M

Capital and Reserves	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
Capital	1.97M
Leverage Ratio	7.54
Loan Loss Reserves to Loans	0.52%

Liquidity	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.75%
Liquidity Ratio	11.34%

Profitability	Changing Seasons Federal Credit Union Hampden, ME	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.08%
Net Income	71.00K
Net Interest Spread	5.36%
Operating Profit to Average Assets	0.29%
Overhead Efficiency Ratio	95.77%
Return on Assets	0.25%
Return on Equity	3.65%