Development
| Weiss Ratings |
705 Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 4.60 | |||
| Company Info |
705 Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 3332 | |||
| Phone Number | (337) 232-8450 | |||
| Website | www.705fcu.com | |||
| Asset Quality |
705 Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 2.40% | |||
| 5-Year Asset Growth | 6.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.18% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
705 Federal Credit Union
Lafayette, LA |
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| Total Assets | 43.77M | |||
| Total Deposits | 39.26M | |||
| Capital and Reserves |
705 Federal Credit Union
Lafayette, LA |
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| Capital | 4.09M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
705 Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 9.41% | |||
| Liquidity Ratio | 4.77% | |||
| Profitability |
705 Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 76.00K | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 90.14% | |||
| Return on Assets | 0.18% | |||
| Return on Equity | 1.88% | |||