Saint Pats Employee Federal Credit Union

Weiss Ratings	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.20
Capitalization Index	8.60
Liquidity Index	5.60
Profitability Index	2.10
Stability Index	5.90

Company Info	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3359
Phone Number	(406) 329-5665
Website	www.stpatscu.com

Asset Quality	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.81%
5-Year Asset Growth	3.03%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	0.04%
Non-Performing Assets to Assets	1.21%
Non-Performing Loans to Capital	11.13%
Non-Performing Loans to Loans	2.50%

Balance Sheet	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.36M
Total Deposits	4.78M

Capital and Reserves	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
Capital	567.00K
Leverage Ratio	10.57
Loan Loss Reserves to Loans	0.66%

Liquidity	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	21.23%
Liquidity Ratio	43.71%

Profitability	Saint Pats Employee Federal Credit Union Missoula, MT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.54%
Net Income	4.00K
Net Interest Spread	2.20%
Operating Profit to Average Assets	0.08%
Overhead Efficiency Ratio	89.81%
Return on Assets	0.08%
Return on Equity	0.71%