Twin Rivers Federal Credit Union

Weiss Ratings	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	9.70
Capitalization Index	3.30
Liquidity Index	4.40
Profitability Index	3.60
Stability Index	3.00

Company Info	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3495
Phone Number	(315) 764-0240
Website	www.twinriversfcu.org

Asset Quality	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.48%
5-Year Asset Growth	4.60%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	1.35%
Non-Performing Loans to Loans	0.18%

Balance Sheet	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	37.06M
Total Deposits	34.55M

Capital and Reserves	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.07M
Leverage Ratio	12.03
Loan Loss Reserves to Loans	0.95%

Liquidity	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.39%
Liquidity Ratio	14.58%

Profitability	Twin Rivers Federal Credit Union Massena, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.50%
Net Income	177.00K
Net Interest Spread	4.14%
Operating Profit to Average Assets	0.55%
Overhead Efficiency Ratio	88.42%
Return on Assets	0.47%
Return on Equity	10.64%