Upstate Milk Employees Federal Credit Union

Weiss Ratings	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	3.40
Capitalization Index	7.80
Liquidity Index	3.80
Profitability Index	0.80
Stability Index	4.30

Company Info	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3527
Phone Number	(716) 332-5337
Website	--

Asset Quality	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-14.59%
5-Year Asset Growth	-0.76%
5-Year Charge-Offs to Average Loans	0.07%
Charge-Offs to Average Loans	0.26%
Non-Performing Assets to Assets	2.22%
Non-Performing Loans to Capital	21.43%
Non-Performing Loans to Loans	5.35%

Balance Sheet	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.43M
Total Deposits	2.19M

Capital and Reserves	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
Capital	243.00K
Leverage Ratio	10.00
Loan Loss Reserves to Loans	0.89%

Liquidity	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	25.97%

Profitability	Upstate Milk Employees Federal Credit Union Lancaster, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.01%
Net Income	-6.00K
Net Interest Spread	3.32%
Operating Profit to Average Assets	-0.22%
Overhead Efficiency Ratio	106.10%
Return on Assets	-0.22%
Return on Equity	-2.44%