Allegacy Federal Credit Union

Weiss Ratings	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.20
Capitalization Index	8.80
Liquidity Index	2.40
Profitability Index	7.80
Stability Index	5.70

Company Info	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	362
Phone Number	(336) 774-3400
Website	www.allegacy.org

Asset Quality	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.82%
5-Year Asset Growth	8.79%
5-Year Charge-Offs to Average Loans	0.14%
Charge-Offs to Average Loans	0.12%
Non-Performing Assets to Assets	0.38%
Non-Performing Loans to Capital	3.23%
Non-Performing Loans to Loans	0.45%

Balance Sheet	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.24B
Total Deposits	1.88B

Capital and Reserves	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Capital	244.38M
Leverage Ratio	11.07
Loan Loss Reserves to Loans	0.95%

Liquidity	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	16.54%
Liquidity Ratio	13.93%

Profitability	Allegacy Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.96%
Net Income	24.39M
Net Interest Spread	3.96%
Operating Profit to Average Assets	1.24%
Overhead Efficiency Ratio	77.24%
Return on Assets	1.09%
Return on Equity	10.62%