Weiss Ratings
Star One Credit Union
Sunnyvale, CA
Sunnyvale, CA
Low
Star One Credit Union
Industry Average
High
Asset Quality Index
10.00
0.00
10.00
Capitalization Index
8.40
0.00
10.00
Liquidity Index
2.90
0.20
9.60
Profitability Index
2.70
0.00
10.00
Stability Index
7.70
0.00
10.00
Asset Quality
Star One Credit Union
Sunnyvale, CA
Sunnyvale, CA
Low
Star One Credit Union
Industry Average
High
1-Year Asset Growth
-8.04%
< -10.00%
> 10.00%
5-Year Asset Growth
2.93%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.02%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.02%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.07%
0.00%
> 10.00%
Non-Performing Loans to Capital
0.65%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.12%
0.00%
> 10.00%
Balance Sheet
Star One Credit Union
Sunnyvale, CA
Sunnyvale, CA
Low
Star One Credit Union
Industry Average
High
Total Assets
9.90B
< 243.22M
> 9.90B
Total Deposits
7.38B
< 202.88M
> 7.38B
Capital and Reserves
Star One Credit Union
Sunnyvale, CA
Sunnyvale, CA
Low
Star One Credit Union
Industry Average
High
Capital
1.03B
< 22.19M
> 1.03B
Leverage Ratio
13.01
0.06
> 30.00
Loan Loss Reserves to Loans
0.21%
0.00%
> 10.00%
Risk-Based Capital Ratio
10.45
< 0.00
> 30.00
Liquidity
Star One Credit Union
Sunnyvale, CA
Sunnyvale, CA
Low
Star One Credit Union
Industry Average
High
Hot Money Ratio
3.22%
0.00%
> 20.00%
Liquidity Ratio
12.99%
< 10.00%
> 60.00%
Profitability
Star One Credit Union
Sunnyvale, CA
Sunnyvale, CA
Low
Star One Credit Union
Industry Average
High
5-Year Return on Average Assets
0.61%
< 0.00%
> 10.00%
Net Income
12.19M
< 1.64M
> 12.19M
Net Interest Spread
0.78%
< 0.00%
> 10.00%
Operating Profit to Average Assets
0.15%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
81.79%
< 40.00%
> 170.00%
Return on Assets
0.12%
< 0.00%
> 10.00%
Return on Equity
1.28%
< 0.00%
> 20.00%
