Local Development
A
First Choice America Community Federal Credit Union
WeirtonWV
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Choice America Community Federal Credit Union
Weirton, WV
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.80
Profitability Index 8.60
Stability Index 10.00
Company Info First Choice America Community Federal Credit Union
Weirton, WV
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NCUA Charter Number 376
Phone Number (304) 748-8600
Website www.firstchoiceamericacu.org/
Asset Quality First Choice America Community Federal Credit Union
Weirton, WV
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1-Year Asset Growth 1.56%
5-Year Asset Growth 5.84%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.48%
Non-Performing Loans to Loans 0.33%
Balance Sheet First Choice America Community Federal Credit Union
Weirton, WV
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Total Assets 599.82M
Total Deposits 499.46M
Capital and Reserves First Choice America Community Federal Credit Union
Weirton, WV
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Capital 97.96M
Leverage Ratio 16.33
Loan Loss Reserves to Loans 1.08%
Liquidity First Choice America Community Federal Credit Union
Weirton, WV
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Hot Money Ratio 8.61%
Liquidity Ratio 70.03%
Profitability First Choice America Community Federal Credit Union
Weirton, WV
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5-Year Return on Average Assets 0.73%
Net Income 14.06M
Net Interest Spread 6.27%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 40.22%
Return on Assets 2.36%
Return on Equity 15.49%
Weiss Ratings