Saint Mary's Credit Union

Weiss Ratings	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.90
Capitalization Index	5.40
Liquidity Index	1.90
Profitability Index	2.80
Stability Index	6.10

Company Info	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	381
Phone Number	(508) 490-8000
Website	www.stmaryscu.org

Asset Quality	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.80%
5-Year Asset Growth	2.53%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.04%
Non-Performing Assets to Assets	0.09%
Non-Performing Loans to Capital	1.10%
Non-Performing Loans to Loans	0.11%

Balance Sheet	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	992.82M
Total Deposits	821.77M

Capital and Reserves	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
Capital	76.66M
Leverage Ratio	11.31
Loan Loss Reserves to Loans	0.49%

Liquidity	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	22.22%
Liquidity Ratio	5.81%

Profitability	Saint Mary's Credit Union Marlborough, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	4.24M
Net Interest Spread	2.44%
Operating Profit to Average Assets	0.44%
Overhead Efficiency Ratio	84.43%
Return on Assets	0.42%
Return on Equity	6.04%