Ardent Federal Credit Union

Weiss Ratings	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.80
Capitalization Index	5.70
Liquidity Index	2.80
Profitability Index	2.50
Stability Index	6.00

Company Info	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3812
Phone Number	(215) 569-3700
Website	www.ardentcu.org

Asset Quality	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.17%
5-Year Asset Growth	4.88%
5-Year Charge-Offs to Average Loans	0.24%
Charge-Offs to Average Loans	0.42%
Non-Performing Assets to Assets	0.34%
Non-Performing Loans to Capital	3.93%
Non-Performing Loans to Loans	0.49%

Balance Sheet	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	850.68M
Total Deposits	701.36M

Capital and Reserves	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Capital	68.77M
Leverage Ratio	10.22
Loan Loss Reserves to Loans	0.71%

Liquidity	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.29%
Liquidity Ratio	8.83%

Profitability	Ardent Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.44%
Net Income	54.00K
Net Interest Spread	2.38%
Operating Profit to Average Assets	0.09%
Overhead Efficiency Ratio	94.31%
Return on Assets	0.01%
Return on Equity	0.08%