Development
Everwise Credit Union
| Weiss Ratings |
Everwise Credit Union
South Bend, IN |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 6.60 | |||
| Company Info |
Everwise Credit Union
South Bend, IN |
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| NCUA Charter Number | 386 | |||
| Phone Number | (574) 232-8012 | |||
| Website | www.everwisecu.com | |||
| Asset Quality |
Everwise Credit Union
South Bend, IN |
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| 1-Year Asset Growth | 6.18% | |||
| 5-Year Asset Growth | 10.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 7.08% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
Everwise Credit Union
South Bend, IN |
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| Total Assets | 5.17B | |||
| Total Deposits | 4.28B | |||
| Capital and Reserves |
Everwise Credit Union
South Bend, IN |
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| Capital | 376.37M | |||
| Leverage Ratio | 8.77 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Liquidity |
Everwise Credit Union
South Bend, IN |
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| Hot Money Ratio | 10.61% | |||
| Liquidity Ratio | 8.24% | |||
| Profitability |
Everwise Credit Union
South Bend, IN |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 34.22M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 68.89% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 9.53% | |||