Development
Element Federal Credit Union
| Weiss Ratings |
Element Federal Credit Union
Charleston, WV |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.70 | |||
| Company Info |
Element Federal Credit Union
Charleston, WV |
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| NCUA Charter Number | 3863 | |||
| Phone Number | (304) 721-4145 | |||
| Website | www.elementfcu.org/ | |||
| Asset Quality |
Element Federal Credit Union
Charleston, WV |
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| 1-Year Asset Growth | 25.10% | |||
| 5-Year Asset Growth | 12.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.92% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 4.22% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Element Federal Credit Union
Charleston, WV |
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| Total Assets | 59.82M | |||
| Total Deposits | 51.98M | |||
| Capital and Reserves |
Element Federal Credit Union
Charleston, WV |
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| Capital | 7.60M | |||
| Leverage Ratio | 12.72 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Liquidity |
Element Federal Credit Union
Charleston, WV |
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| Hot Money Ratio | 4.94% | |||
| Liquidity Ratio | 40.17% | |||
| Profitability |
Element Federal Credit Union
Charleston, WV |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 1.47M | |||
| Net Interest Spread | 6.30% | |||
| Operating Profit to Average Assets | 2.86% | |||
| Overhead Efficiency Ratio | 64.30% | |||
| Return on Assets | 2.75% | |||
| Return on Equity | 21.92% | |||