Development
B
Heartland Credit Union
MadisonWI
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heartland Credit Union
Madison, WI
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Rating B
Asset Quality Index 9.50
Capitalization Index 8.50
Liquidity Index 3.30
Profitability Index 5.20
Stability Index 6.60
Company Info Heartland Credit Union
Madison, WI
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NCUA Charter Number 390
Phone Number (800) 362-3944
Website www.heartlandcu.org
Asset Quality Heartland Credit Union
Madison, WI
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1-Year Asset Growth 1.49%
5-Year Asset Growth 16.17%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.82%
Non-Performing Loans to Loans 0.39%
Balance Sheet Heartland Credit Union
Madison, WI
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Total Assets 610.37M
Total Deposits 537.26M
Capital and Reserves Heartland Credit Union
Madison, WI
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Capital 63.83M
Leverage Ratio 10.61
Loan Loss Reserves to Loans 0.63%
Liquidity Heartland Credit Union
Madison, WI
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Hot Money Ratio 10.53%
Liquidity Ratio 18.26%
Profitability Heartland Credit Union
Madison, WI
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5-Year Return on Average Assets 0.69%
Net Income 4.45M
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 80.38%
Return on Assets 0.74%
Return on Equity 7.54%