O And R Utilities Employees Federal Credit Union

Weiss Ratings	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.00
Capitalization Index	10.00
Liquidity Index	1.60
Profitability Index	4.70
Stability Index	6.90

Company Info	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3920
Phone Number	(845) 774-0831
Website	www.orutilfcu.org

Asset Quality	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	19.50%
5-Year Asset Growth	11.44%
5-Year Charge-Offs to Average Loans	0.33%
Charge-Offs to Average Loans	0.27%
Non-Performing Assets to Assets	0.23%
Non-Performing Loans to Capital	1.82%
Non-Performing Loans to Loans	0.26%

Balance Sheet	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	26.50M
Total Deposits	23.26M

Capital and Reserves	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
Capital	3.15M
Leverage Ratio	11.90
Loan Loss Reserves to Loans	0.64%

Liquidity	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.09%
Liquidity Ratio	9.38%

Profitability	O And R Utilities Employees Federal Credit Union Monroe, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.95%
Net Income	230.00K
Net Interest Spread	4.09%
Operating Profit to Average Assets	1.01%
Overhead Efficiency Ratio	73.61%
Return on Assets	0.93%
Return on Equity	7.67%