Advantage Federal Credit Union

Weiss Ratings	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	9.70
Capitalization Index	3.10
Liquidity Index	2.20
Profitability Index	2.40
Stability Index	3.10

Company Info	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3996
Phone Number	(585) 454-5900
Website	www.advantagefcu.org

Asset Quality	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.99%
5-Year Asset Growth	7.98%
5-Year Charge-Offs to Average Loans	0.49%
Charge-Offs to Average Loans	0.31%
Non-Performing Assets to Assets	0.14%
Non-Performing Loans to Capital	2.28%
Non-Performing Loans to Loans	0.18%

Balance Sheet	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	496.30M
Total Deposits	369.06M

Capital and Reserves	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Capital	26.47M
Leverage Ratio	8.65
Loan Loss Reserves to Loans	0.94%

Liquidity	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.35%
Liquidity Ratio	7.22%

Profitability	Advantage Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.59%
Net Income	2.28M
Net Interest Spread	3.09%
Operating Profit to Average Assets	0.84%
Overhead Efficiency Ratio	80.97%
Return on Assets	0.46%
Return on Equity	9.83%