Development
Mt. Airy Baptist Church Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 32.5 and a net worth ratio of 32.5. Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 2.8 has resulted in Excellent (9.4) profitability.
Other Rating Factors:
A current level of 3.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.0). Excellent liquidity 7.7, driven by a liquidity ratio of 112.2 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (33%), other (67%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1100 North Capitol Street, NW
Washington, DC 20002
Washington, DC 20002
Phone Number
(202) 789-2271
NCUA Charter Number
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC