Local Development
C
Santa Clara County Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santa Clara County Federal Credit Union
San Jose, CA
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Rating C
Asset Quality Index 7.50
Capitalization Index 3.90
Liquidity Index 4.30
Profitability Index 5.10
Stability Index 3.70
Company Info Santa Clara County Federal Credit Union
San Jose, CA
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NCUA Charter Number 4036
Phone Number (408) 282-0700
Website www.sccfcu.org
Asset Quality Santa Clara County Federal Credit Union
San Jose, CA
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1-Year Asset Growth 1.64%
5-Year Asset Growth 5.78%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 7.12%
Non-Performing Loans to Loans 0.86%
Balance Sheet Santa Clara County Federal Credit Union
San Jose, CA
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Total Assets 977.24M
Total Deposits 889.56M
Capital and Reserves Santa Clara County Federal Credit Union
San Jose, CA
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Capital 60.09M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 0.55%
Liquidity Santa Clara County Federal Credit Union
San Jose, CA
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Hot Money Ratio 10.22%
Liquidity Ratio 28.47%
Profitability Santa Clara County Federal Credit Union
San Jose, CA
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5-Year Return on Average Assets 0.37%
Net Income 5.68M
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 79.34%
Return on Assets 0.58%
Return on Equity 10.12%
Weiss Ratings