North Country Federal Credit Union

Weiss Ratings	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.70
Capitalization Index	6.70
Liquidity Index	2.10
Profitability Index	7.10
Stability Index	5.70

Company Info	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4039
Phone Number	(802) 657-6847
Website	www.northcountry.org

Asset Quality	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.30%
5-Year Asset Growth	8.94%
5-Year Charge-Offs to Average Loans	0.34%
Charge-Offs to Average Loans	0.28%
Non-Performing Assets to Assets	0.58%
Non-Performing Loans to Capital	5.90%
Non-Performing Loans to Loans	0.71%

Balance Sheet	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
Total Assets	951.43M
Total Deposits	830.21M

Capital and Reserves	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
Capital	86.56M
Leverage Ratio	9.72
Loan Loss Reserves to Loans	0.87%

Liquidity	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.19%
Liquidity Ratio	13.69%

Profitability	North Country Federal Credit Union South Burlington, VT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.75%
Net Income	8.71M
Net Interest Spread	3.83%
Operating Profit to Average Assets	1.12%
Overhead Efficiency Ratio	74.85%
Return on Assets	0.93%
Return on Equity	10.67%