Argent Federal Credit Union

Weiss Ratings	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.50
Capitalization Index	4.50
Liquidity Index	2.80
Profitability Index	1.90
Stability Index	3.90

Company Info	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4040
Phone Number	(804) 748-9488
Website	www.argentcu.org

Asset Quality	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	24.57%
5-Year Asset Growth	15.85%
5-Year Charge-Offs to Average Loans	0.53%
Charge-Offs to Average Loans	0.32%
Non-Performing Assets to Assets	1.08%
Non-Performing Loans to Capital	14.48%
Non-Performing Loans to Loans	1.63%

Balance Sheet	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	506.48M
Total Deposits	450.26M

Capital and Reserves	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
Capital	35.33M
Leverage Ratio	7.81
Loan Loss Reserves to Loans	0.80%

Liquidity	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	15.53%
Liquidity Ratio	18.95%

Profitability	Argent Federal Credit Union Chester, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.74%
Net Income	947.00K
Net Interest Spread	2.93%
Operating Profit to Average Assets	0.59%
Overhead Efficiency Ratio	84.46%
Return on Assets	0.22%
Return on Equity	3.33%