Legacy Community Federal Credit Union

Weiss Ratings	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.40
Capitalization Index	9.80
Liquidity Index	3.00
Profitability Index	2.00
Stability Index	7.80

Company Info	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4067
Phone Number	(205) 933-9933
Website	www.legacycreditunion.com/

Asset Quality	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.11%
5-Year Asset Growth	8.43%
5-Year Charge-Offs to Average Loans	0.26%
Charge-Offs to Average Loans	0.21%
Non-Performing Assets to Assets	0.32%
Non-Performing Loans to Capital	3.00%
Non-Performing Loans to Loans	0.43%

Balance Sheet	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	639.52M
Total Deposits	564.44M

Capital and Reserves	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Capital	66.88M
Leverage Ratio	13.06
Loan Loss Reserves to Loans	0.23%

Liquidity	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.84%
Liquidity Ratio	12.32%

Profitability	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.57%
Net Income	3.25M
Net Interest Spread	2.41%
Operating Profit to Average Assets	0.65%
Overhead Efficiency Ratio	80.09%
Return on Assets	0.50%
Return on Equity	5.18%