Tropical Financial Credit Union

Weiss Ratings	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.00
Capitalization Index	6.70
Liquidity Index	2.90
Profitability Index	3.70
Stability Index	6.50

Company Info	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	407
Phone Number	(954) 517-7700
Website	www.tropicalfcu.com

Asset Quality	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.17%
5-Year Asset Growth	6.91%
5-Year Charge-Offs to Average Loans	0.20%
Charge-Offs to Average Loans	0.99%
Non-Performing Assets to Assets	0.82%
Non-Performing Loans to Capital	8.13%
Non-Performing Loans to Loans	0.94%

Balance Sheet	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	966.64M
Total Deposits	867.02M

Capital and Reserves	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
Capital	86.83M
Leverage Ratio	9.31
Loan Loss Reserves to Loans	1.37%

Liquidity	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.95%
Liquidity Ratio	16.69%

Profitability	Tropical Financial Credit Union Miramar, FL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.54%
Net Income	305.00K
Net Interest Spread	4.77%
Operating Profit to Average Assets	1.18%
Overhead Efficiency Ratio	75.97%
Return on Assets	0.03%
Return on Equity	0.34%