Development
| Weiss Ratings |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 7.90 | |||
| Company Info |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4107 | |||
| Phone Number | (401) 781-1020 | |||
| Website | www.wavefcu.org | |||
| Asset Quality |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.22% | |||
| 5-Year Asset Growth | 4.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.60% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 138.49M | |||
| Total Deposits | 120.18M | |||
| Capital and Reserves |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 17.28M | |||
| Leverage Ratio | 12.71 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.56% | |||
| Liquidity Ratio | 27.98% | |||
| Profitability |
Wave Federal Credit Union
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 801.00K | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 81.76% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 4.76% | |||