America's First Federal Credit Union

Weiss Ratings	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.50
Capitalization Index	8.30
Liquidity Index	2.80
Profitability Index	7.00
Stability Index	6.30

Company Info	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4121
Phone Number	(205) 320-4185
Website	www.amfirst.org

Asset Quality	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.92%
5-Year Asset Growth	8.94%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.61%
Non-Performing Assets to Assets	0.63%
Non-Performing Loans to Capital	5.72%
Non-Performing Loans to Loans	0.77%

Balance Sheet	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.42B
Total Deposits	2.13B

Capital and Reserves	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Capital	251.04M
Leverage Ratio	10.88
Loan Loss Reserves to Loans	0.66%

Liquidity	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.05%
Liquidity Ratio	14.28%

Profitability	America's First Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.81%
Net Income	21.02M
Net Interest Spread	3.31%
Operating Profit to Average Assets	1.22%
Overhead Efficiency Ratio	67.26%
Return on Assets	0.88%
Return on Equity	8.68%