Development
E
Lake County Educational Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating E
Asset Quality Index 3.70
Capitalization Index 0.30
Liquidity Index 3.40
Profitability Index 5.10
Stability Index 2.10
Company Info Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4126
Phone Number (440) 352-4732
Website www.lakecountyedufcu.org
Asset Quality Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.08%
5-Year Asset Growth 4.39%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 22.95%
Non-Performing Loans to Loans 1.43%
Balance Sheet Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 33.70M
Total Deposits 32.38M
Capital and Reserves Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 1.15M
Leverage Ratio 8.22
Loan Loss Reserves to Loans 0.35%
Liquidity Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 3.29%
Liquidity Ratio 7.97%
Profitability Lake County Educational Federal Credit Union
Painesville, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.20%
Net Income 282.00K
Net Interest Spread 4.21%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 79.85%
Return on Assets 0.82%
Return on Equity 38.26%